Asuransi Kesehatan Terbaik Dan Murah

Asuransi Kesehatan Terbaik Dan Murah Intshuwalense yezempilo yinkampani ye-inshorensi ebandakanya yonke into okanye inxalenye yomngcipheko womntu ofumana iindleko zonyango, ekusasazeni ingozi kubantu abaninzi. Ngokuqikelela ubunzima bezempilo kunye neendleko zenkqubo yezempilo kwi-pool yokubeka ingozi, i-insurer ingahlakulela isakhiwo semali esiqhelekileyo, njenge-premium yenyanga okanye irhafu yerhafu, ukubonelela imali ukuhlawula iinkonzo zempilo ezichazwe kwi-inshorensi. Melwano. Inzuzo ilawulwa yintlangano ephakathi njengorhulumente karhulumente, ishishini labucala okanye iqumrhu elingenanto inzuzo. Ngokutsho kwe-Health Insurance Association yaseMelika, i-inshurensi yempilo ichazwa ngokuba yi-"coverage" ebonelela ngeentlawulo zeenzuzo ngenxa yokugula okanye ukulimala. (Umz. 225). Umgaqo-nkqubo we-inshorensi yempilo ngu-mkontrakthi phakathi komnikezeli we-inshurensi (isb. Inkampani yomshuwalense okanye urhulumente) kunye nomntu okanye umxhasi wakhe (isb. Umqeshi okanye intlangano yoluntu). Inkontileka inokuhlaziywa (isb. Qho ngonyaka, ngenyanga) okanye yonke imihla kwimeko yomshuwalense wabucala, okanye ube ngumyalelo kubo bonke abemi kwimeko yezicwangciso zesizwe. Asuransi Kesehatan Terbaik Dan Murah

Asuransi Kesehatan Terbaik Dan Murah Uhlobo kunye nenani leendleko zonyango eziza kubanjelwa ngumniki-inshorensi yempilo zichazwe ngokubhaliweyo, kwinkontileka yelungu okanye incwadana ethi "Ubungqina bemiqathango" kwinshuwalense yabucala, okanye kumgaqo-nkqubo wezempilo karhulumente. Umgaqo-nkqubo we-inshorensi yempilo (i-US ekhethekileyo) enikezelwe yiplani ye-ERISA exhaswe ngumqeshi. Inkampani ngokubanzi ivakalisa ukuba enye yeenkampani ezinkulu zomshuwalense. Nangona kunjalo, kwimeko ye-ERISA, loo nkampani yomshuwalense "ayibandakanyi kwintsebenzo yomshuwalense", iyalulawula nje. Ngoko ke, iiplani ze-ERISA azikho phantsi kwemithetho yelizwe. Izicwangciso ze-ERISA zilawulwa ngumthetho wesigqeba phantsi kolawulo lweSebe laseMelika laseMelika (i-USDOL). Iingeniso ezithile okanye iinkcukacha zengxelo zifumaneka kwiSicwangciso soShwankathelo seSicwangciso (SPD). Isibheno kufuneka sihambe kwinkampani yomshuwalense, ngoko kwiCwangciso loMqeshi weFicuciary. Ukuba kusekho imfuneko, isigqibo seFiduciary singeniswa kwi-USDOL ukuphononongwa ngokuthotyelwa kwe-ERISA, uze ufake ifowuni kwinkundla yenkundla. Asuransi Kesehatan Terbaik Dan Murah


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